Port Royal Eye Care currently accepts a number of Vision Insurance Plans. We encourage you to know what your plan provides, as each plan can be different.

But, please remember: Vision Insurance is unlike any other type of medical insurance primarily because most patients will need to purchase a product (eyeglasses and/or contact lenses). Medical insurance typically covers the costs of services, with set fees attached. Vision Insurance is not set up this way.

Does your plan cover the cost of eyewear 100%? Well…Yes and no.

Most plans will cover the cost of the most basic, lowest cost, lowest price, and lowest quality in lens technology and frames. There are usually co-pays attached even to this lower level of eye wear and contact lenses. Most patients do not want their insurance company dictating what choices are made regarding something so personal as eyewear.

Rather than look at your vision care plan as ‘insurance’, look at it as a chance to receive a contribution to choose the frames, lenses, and services that suit YOU best-and at a reduced cost. Not what your insurance ‘budgeted’ for you!

Some of the insurance plans we accept

NO VISION INSURANCE? NO PROBLEM.

Vision benefits provide limited, eye health examinations. However, most eye problems may be able to be billed to your medical insurance, just like if you went to your primary care doctor. For example, if you have diabetes, your medical insurance covers a diabetic retinal eye examination by a network eye specialist every year. This is an examination where the pupils are dilated and the retina is thoroughly evaluated for any diabetic damage. If damage is found, your medical insurance will be used for additional visits and treatments, as they are medically indicated. This medical benefit is distinct and separate from any vision plan benefit that you may have. Other common eye problems that may be billable to your regular/medical insurance: headaches, double vision, red eyes, itchy eyes, dry eyes and many more.